Financing a Home is Easier with RTO Homes

The biggest challenge of buying a home is getting the mortgage. Banks don’t always make it easy to get a mortgage, either. The rules are strict, and projected to get even tighter. That’s where RTO Homes can help.


Flexible Home Financing for First Time Buyers, New Canadians and Self-Employed

If you are a first time buyer, new to Canada, self-employed or have less than perfect credit, RTO Homes can help you get into a home of your own, and help you build your credit along the way. You choose the house, condo or townhome you’d like to own, RTO Homes buys the property and leases it back to you for a specified period of time. At the end of the lease, you have the option to purchase the home, roll it into a new lease, or walk away.

Banks Only Look At Income and Credit Scores, RTO Homes Works With You

Bad Credit? No Credit? The bank won’t ask why, but they also won’t likely give you a mortgage. With RTO Homes, we look past the documented income and credit report. Do you have another source of income that might not be regular? Are you planning on renting out part of the property, like a basement suite, parking space or garage? However you plan on making payments, RTO Homes considers it as part of the application process. If you are determined to own a home and make the payments, RTO Homes is determined to make it work for you.

Find Out How You Can Own a Home With RTO Homes

The first step to owning a home is easy – contact us today. We’ll walk through your financial situation and work out what you can afford to buy. You can look at the homes we have on our site, or find another one you’d like instead. For more information on how our program works, have a look at our RTO Homes Buyer’s Guide. And get ready to move into your new home!

RTO Homes is a Canadian owned company