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Flexible Home Financing

The biggest challenge of buying a home is getting the mortgage. Banks don’t always make it easy to get a mortgage, either. The rules are strict, and projected to get even tighter. That’s where RTO Homes may be able to help.

Owning a home has never been easier

Let RTO Homes Help Finance Your New Home Purchase

Our Rent to Own (RTO) program is proudly introduced by Apex Western Homes, an A+ rated BBB general contractor with more than 20 years experience. A RTO agreement is a deal in which you commit to renting a property of your choice for a specific period, with the option of buying it before or when the lease runs out. Our agreements include a standard Rental contract with an Option to Buy when the rental term ends.

Our Process

The RTO Homes process is a bit different from a traditional mortgage. Instead of you buying the home and paying the bank, we buy the home and you ‘rent’ it from us. It’s similar to leasing a car, with a downpayment on an established purchase price, a series of payments and a buy-out amount at the end of the contract.

The first step to owning a home is easy – contact us today. We’ll walk through your financial situation and work out what you can afford to buy.  You can look at the homes we have on our site, or find another one you’d like instead. For more information on how our program works, have a look at our How It Works page.  And get ready to move into your new home!


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